Great Britain is living through its worst-ever bluetongue season, and the numbers are stark. Since July, 3,472 premises have reported infections of bluetongue virus serotype 3 (BTV-3) across England, Scotland and Wales — more than five times the cumulative total of the previous three seasons combined. Each reported case represents at least one infected animal on a premises, meaning the true count of affected livestock is significantly higher. The virus, transmitted by biting midges and linked by the World Organisation for Animal Health to climate breakdown, first appeared in England in 2023. The crisis is concentrated in the southwest. Devon alone accounts for 1,291 cases — over a third of the national total — with Somerset at 373 and Cornwall at 352. The geographic clustering matters: these are regions with dense sheep and cattle populations where a single midge season can burn through herds with no firebreak. There is no direct treatment for bluetongue. Vets can offer supportive care and hope animals survive, but the disease causes fever, lesions, stillbirths, and death. The toll on animal welfare has been severe enough that the National Farmers Union's chief animal health adviser, Catherine McLaughlin, described farmers facing "animal deaths, severe disease, reproductive losses, milk and growth losses, extra labour, veterinary costs, disruption to breeding and sales." The British Veterinary Association's president, Dr Gwen Rees, called it flatly "a major animal welfare crisis." The reproductive damage is the slow-burning economic threat. McLaughlin warned that many farms face drastically reduced lamb numbers in spring, with cascading financial consequences for businesses already operating on razor-thin margins. Fertility losses from a single bad season compound over multiple breeding cycles — this is not a one-year problem. Vaccination existed but uptake was weak. Rees told MPs that cost and uncertainty about infection risk deterred many farmers from immunising before the outbreak took hold. The vaccine is expensive, and when margins are tight, spending on a "just-in-case" feels like a luxury. This is the classic underinsurance trap: rational individual decisions producing catastrophic collective outcomes. The deeper structural story is climate. Bluetongue originated in Africa. It has been spreading northward through Europe for two decades as warming temperatures expand the range of Culicoides midges that carry the virus. Britain was once too cold to sustain significant midge-borne disease pressure. That buffer is gone. BTV-3's arrival in 2023 and explosive spread in 2025-26 is not an anomaly — it is the new baseline. Defra's counting methodology — one case per premises regardless of how many animals are infected — almost certainly understates the true scale. The political question now is whether government response matches the reality: a structural climate-driven shift in disease ecology that will require sustained investment in vaccination infrastructure, midge surveillance, and farmer support, not one-off emergency packages.