Your kid didn't get hacked by a sophisticated state actor. They got taken by a $20 dark-web kit that anyone can buy and deploy in an afternoon. That's the uncomfortable reality behind the Roblox phishing wave: the barrier to entry for child-targeted fraud is functionally zero. The mechanism is disarmingly simple. A fraudster posts a comment on a YouTube or TikTok video promising free Robux — often with a ticking clock attached to create urgency. The child clicks, lands on a page that looks pixel-for-perfect like Roblox's login screen (URL typically something like 'Roblox-verify' or 'login-Roblox'), enters their credentials, and is immediately redirected to the real Roblox site. They're playing their game within seconds. There's no error message, no obvious sign anything went wrong. The theft is invisible until the Robux balance hits zero. NordVPN researchers found nearly 200 addresses selling ready-made phishing page toolkits in a single seven-day monitoring window. This isn't a cottage industry — it's a marketplace. The kits are engineered to defeat two-factor authentication too: the fake site prompts the child to enter their 2FA code in real time, which the fraudster relays to the legitimate site before the code expires. The security layer most parents think protects their child is being stripped mid-session. Roblox sells Robux in packages up to £199.99. For many families that's real money, and once it's gone, it almost certainly isn't coming back. Roblox's own terms state it is under 'no obligation' to assist compromised account holders unless legally required, and explicitly does not guarantee account restoration. The platform's official response points to existing security features and encourages users to follow best practices — language that places responsibility squarely on the user, not the platform. The structural problem is that the attack surface is enormous and the incentives are misaligned. Roblox's user base skews young and trusting; the social platforms where the lure links spread (YouTube comment sections, TikTok, Discord) have limited ability to pre-screen URLs at scale; and the phishing kit sellers face minimal enforcement risk operating through dark-web channels. The child is the weakest link in a chain where every other party has reasons to do very little. The practical defenses are real but require active parental engagement. Direct app access rather than link-following removes the main attack vector. Treating 2FA backup codes like passwords — never entering them on any page you didn't navigate to yourself — closes the most technically sophisticated bypass. Neither of these is a feature you can turn on; both require a conversation, probably more than once, with a 10-year-old who mostly wants to play games. The 20-year trajectory of this problem is not encouraging. As Roblox and platforms like it grow, and as children start younger with larger purchased balances, the ROI on these kits increases. The phishing infrastructure will industrialize further. Platform liability frameworks that currently insulate Roblox from having to make victims whole look increasingly hard to defend — but so far there's no regulatory pressure to change them.