On 26 August, floods in Nepal reached settlements 82 metres above the river level, obliterating entire villages. Ten weeks later, 1,459 are confirmed dead and 5,285 remain unaccounted for. More than 700 of the missing are foreign nationals — including 34 Australians — whose families have received almost no official information about their fate. The Nepali government has ended active search-and-rescue, shifting to a passive 'search-and-rehabilitation phase' that recovers remains only as debris is cleared for reconstruction. The scale of bureaucratic paralysis is striking. More than 2,000 people have provided DNA samples for matching. As of early October, only 112 bodies had been returned to families — a clearance rate so low that many families will wait months or years for any confirmation. For those missing at the Nepal-Tibet border, even determining which country's jurisdiction applies has taken weeks. Death certificates — essential for families to access insurance, settle estates, or simply grieve — remain stalled in a jurisdictional grey zone between Nepal, China, and the victims' home countries. Families have been forced to become their own search-and-rescue operations. Linda Govender, whose daughter Terricia went missing, hired a helicopter to search by air, then founded Global Voices for the Missing to coordinate families worldwide. Renee Spry's husband and daughters flew to Nepal on GoFundMe money, unable to reach the border area but providing DNA and distributing photos. These are not supplementary efforts — in many cases, they are the only efforts. The economic extraction runs in multiple directions. Gopi Agastya was the sole breadwinner for his family; his wife Nikhila is now job-hunting while receiving a government parenting payment that falls far short of his IT salary. Sagar Pandey's Himalayan Glacier Company had 47 people in tour groups when the floods hit and has since lost 80% of its usual bookings. He is now paying to support the children of missing guides out of a collapsing business. Nepal's tourism sector — 6.7% of GDP, fed by 1.1 million visitors last year — has cratered. Nepal estimates rebuilding will cost US$4.78 billion and has called for international support. Thousands of displaced Nepalis are living in tents, monasteries, and temporary centres with no timeline for return. The infrastructure destruction is so severe that roads to the border with China remain closed. The gap between the scale of the disaster and the resources available to address it is not closing — it is widening. The deeper structural failure is the absence of any international framework for mass-casualty events involving foreign nationals in countries with limited forensic and administrative capacity. Each family is individually navigating embassy bureaucracies, foreign legal systems, and grief, with no coordinated mechanism to bridge the gap. The Isha Foundation pilgrimage group, the tour companies, the independent travellers — each cohort has a different legal status, a different consular contact, and an identical lack of answers. Anita Cook, a cafe owner from Moyhu, Victoria, is returning to Nepal with $12,000 raised by her small community — money she will hand directly to guides she knows, bypassing formal channels entirely. It is a measure of how thoroughly institutional mechanisms have failed that the most effective aid pipeline runs through a country cafe and a pub selling parmas for a dollar extra. The families' message is consistent: keep paying attention to Nepal, keep pressure on governments, and recognise that climate-driven disasters in vulnerable nations will keep producing this exact pattern of loss, bureaucratic paralysis, and abandonment.